Remortgage Breakeven

Find out how quickly switching your mortgage will pay off. Compare switching costs against monthly savings to see your breakeven point.

Is Switching Worth It?

Enter your current mortgage details and a new rate to see how quickly the savings will offset switching costs.

Property Value

Outstanding Balance

Current remaining mortgage balance

Current Interest Rate (%)

Estimated Legal Fees

Typical: €1,200-€1,500

New Interest Rate

Remaining Term

BER Rating

Advanced Options

Cashback from New Lender

1-3% cashback reduces your net switching cost

Early Repayment Charge (ERC)

Check your terms for ERC on fixed rates