Home Mover

For homeowners selling their current property and buying a new primary residence. Calculate how much you could borrow using your equity from the sale plus any additional savings.

How Much Can I Borrow?

For homeowners selling their current property and buying a new primary residence. Enter your income, property details, and any additional savings.

Application Type

Gross Annual Salary

Date of Birth

Central Bank allows 3.5× income for second/subsequent buyers. Lenders can exceed this for 15% of their lending. Some may include overtime, bonuses, or other income.

Self Build (selling current home and building on land you own)

Current Property Value

Outstanding Mortgage

Additional Savings (Optional)

Any extra savings beyond your property equity. Exclude Stamp Duty and legal fees.

Maximum Mortgage Term

Based on a maximum age of 68 at the end of term. Some lenders may extend to age 70.

Expected BER Rating

Property Type